If you drive a car or ride as a passenger on Connecticut roads, you understand the insurance laws? Most people understand that car accidents happen frequently take to understand, but only a few time, key facts about Connecticut car accident before they are involved in this book.
1. Limitation
Connecticut has a two-year statute of limitations in car accident cases. That means you have two years after suffering damage, legal action against the driver or the exerciseother party in your accident. It also means that you are a Connecticut car accident lawyer sooner rather than later in your best interests. Two years may seem a long time, but if you are busy with the process of recovery, it can quickly go over and leave without the means to recover financial compensation.
2. MedPay Coverage
MedPay coverage is a factor in some of Connecticut auto insurance policies. MedPay reporting helps people pay for medical costs,resulting from a car accident, usually for between $ 1,000 and $ 5,000. What makes MedPay complex issues is that other insurance companies, such as insurance or an employer (Blue Cross Blue Shield, for example) is not offered with injuries suffered in a car accident, until they confirm that either no coverage given MedPay -- that they already used or received in full. So even if you pay for health insurance companies from eachContent that is not an insurance policy automatically applies if your medical issues arising from an automobile accident.
This is supported by the fact that includes MedPay violations regardless of the fault, so if you are injured as a passenger in a foreign car complex, may refuse your insurance to pay for your medical care until the status of all MedPay coverage have established. And what if you get MedPay benefits - but then file a personal injury claim against those responsible forthe accident? In some cases you have to repay the benefits.
3. Subrogation Provisions
About 50% of Connecticut Health insurance companies have subrogation provisions in their policies. These allow the health insurance companies to obtain payment for medical expenses related to your accident-related, if you receive financial compensation. You may have planned to use your settlement to pay for future medical treatments, but your insurance company has differentInterests in mind.
Protect Your Rights
If you or a loved one has been injured by a car accident in Connecticut, you have the right to ensure that those responsible be held accountable. Understand how insurance plays a role in every accident is important, but it can be complicated. The insurance companies are big companies with their own legal representation, to try to cope on their own they can often backfire.
Contact an experienced Connecticut car accidentAttorney for the evaluation of your case and helpful advice on your legal rights.
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